{"created":"2021-09-10T01:54:45.489036+00:00","id":2000375,"links":{},"metadata":{"_buckets":{"deposit":"86799f87-45f6-4ef7-a986-62d3ca41b706"},"_deposit":{"id":"2000375","owners":[1],"pid":{"revision_id":0,"type":"depid","value":"2000375"},"status":"published"},"_oai":{"id":"oai:soar-ir.repo.nii.ac.jp:02000375","sets":["310:312:1979"]},"author_link":[],"control_number":"2000375","item_1627891068438":{"attribute_name":"出版タイプ","attribute_value_mlt":[{"subitem_version_resource":"http://purl.org/coar/version/c_970fb48d4fbd8a85","subitem_version_type":"VoR"}]},"item_17_biblio_info_6":{"attribute_name":"書誌情報","attribute_value_mlt":[{"bibliographicIssueDates":{"bibliographicIssueDate":"2021-09","bibliographicIssueDateType":"Issued"},"bibliographicPageEnd":"36","bibliographicPageStart":"1","bibliographic_titles":[{"bibliographic_title":"Faculty of Economics and Law Shinshu University Staff Paper Series","bibliographic_titleLang":"en"}]}]},"item_17_description_20":{"attribute_name":"抄録","attribute_value_mlt":[{"subitem_description":"近年、我が国でもキャッシュレス化が進展する中政策的支援によってスマートフォンを活用した個人向け（リテール）決済も急速に普及してきいる。本稿では、このスマホを活用したリテール決済に着目して、その機能と位置付けについて考察する。スマホを活用した個人向け決済は、銀行間システムという従前のプラットフォーム利用しているものの、他のキャッシュレス決済とは異なる特徴も持つ。すなわち、クレジットカードは事後決済となり、信用供与と伴うが、スマホ決済は即時決済を前面に押し出し、信用供与を伴わない形でサービスの提供が行われるため、決済リスクが極めて限定的な決済手段である。こうしたスマホ決済は従来のキャッシュレス決済はと異なるビジネモデルを構築するものであり、金融分野と非金融分野の融合、すなわち日常におけるあらゆる場面を想定したサービスの提供が期待されている。","subitem_description_language":"ja","subitem_description_type":"Abstract"}]},"item_17_description_30":{"attribute_name":"資源タイプ（コンテンツの種類）","attribute_value_mlt":[{"subitem_description":"Article","subitem_description_language":"ja","subitem_description_type":"Other"}]},"item_17_description_5":{"attribute_name":"引用","attribute_value_mlt":[{"subitem_description":"Faculty of Economics and Law Shinshu University Staff Paper Series. 1-36 (2021). (Staff Paper No.21-01).","subitem_description_language":"ja","subitem_description_type":"Other"}]},"item_17_link_3":{"attribute_name":"信州大学研究者総覧へのリンク","attribute_value_mlt":[{"subitem_link_language":"ja","subitem_link_text":"山沖, 義和","subitem_link_url":"https://soar-rd.shinshu-u.ac.jp/profile/ja.jCypOmkV.html"},{"subitem_link_language":"ja","subitem_link_text":"大野, 太郎","subitem_link_url":"https://soar-rd.shinshu-u.ac.jp/profile/ja.WCnUjmyC.html"},{"subitem_link_language":"ja","subitem_link_text":"橋本, 彩","subitem_link_url":"https://soar-rd.shinshu-u.ac.jp/profile/ja.HeAUOmkV.html"}]},"item_17_publisher_4":{"attribute_name":"出版者","attribute_value_mlt":[{"subitem_publisher":"Faculty of Economics and Law Shinshu University","subitem_publisher_language":"en"}]},"item_creator":{"attribute_name":"著者","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"山沖, 義和","creatorNameLang":"ja"}]},{"creatorNames":[{"creatorName":"大野, 太郎","creatorNameLang":"ja"}]},{"creatorNames":[{"creatorName":"橋本, 彩","creatorNameLang":"ja"}]}]},"item_files":{"attribute_name":"ファイル情報","attribute_type":"file","attribute_value_mlt":[{"accessrole":"open_access","date":[{"dateType":"Available","dateValue":"2021-09-10"}],"filename":"StaffPaperSeries_21-01.pdf","filesize":[{"value":"1.3 MB"}],"format":"application/pdf","mimetype":"application/pdf","url":{"label":"StaffPaperSeries _21-01.pdf","url":"https://soar-ir.repo.nii.ac.jp/record/2000375/files/StaffPaperSeries_21-01.pdf"},"version_id":"5a0168cb-8a4b-443d-99c5-6d8fcb722281"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"jpn"}]},"item_resource_type":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"resourcetype":"technical report","resourceuri":"http://purl.org/coar/resource_type/c_18gh"}]},"item_title":"リテール決済におけるキャッシュレス化の動向とその特徴　―スマホを活用したリテール決済に着目して―","item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"リテール決済におけるキャッシュレス化の動向とその特徴　―スマホを活用したリテール決済に着目して―","subitem_title_language":"ja"}]},"item_type_id":"17","owner":"1","path":["1979"],"pubdate":{"attribute_name":"PubDate","attribute_value":"2021-09-10"},"publish_date":"2021-09-10","publish_status":"0","recid":"2000375","relation_version_is_last":true,"title":["リテール決済におけるキャッシュレス化の動向とその特徴　―スマホを活用したリテール決済に着目して―"],"weko_creator_id":"1","weko_shared_id":-1},"updated":"2022-12-14T03:58:27.132617+00:00"}