WEKO3
AND
アイテム
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地域銀行によるシステム共同化の現状とその効果
http://hdl.handle.net/10091/13156
79501c54-29c6-4562-a7d4-df81613c21ea
名前 / ファイル | ライセンス | アクション | |
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Item type | 紀要論文 / Departmental Bulletin Paper(1) | |||||
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公開日 | 2011-05-16 | |||||
タイトル | ||||||
言語 | ja | |||||
タイトル | 地域銀行によるシステム共同化の現状とその効果 | |||||
タイトル | ||||||
言語 | en | |||||
タイトル | The Information Technology System developed jointly by Japanese Regional Banks and its Effect on the Banking Business | |||||
言語 | ||||||
言語 | jpn | |||||
キーワード | ||||||
主題Scheme | Other | |||||
主題 | IT システム | |||||
キーワード | ||||||
主題Scheme | Other | |||||
主題 | 共同化 | |||||
キーワード | ||||||
主題Scheme | Other | |||||
主題 | 経費抑制 | |||||
キーワード | ||||||
主題Scheme | Other | |||||
主題 | 貸出金利回り | |||||
キーワード | ||||||
主題Scheme | Other | |||||
主題 | カルテル効果 | |||||
資源タイプ | ||||||
資源 | http://purl.org/coar/resource_type/c_6501 | |||||
タイプ | departmental bulletin paper | |||||
著者 |
山沖, 義和
× 山沖, 義和 |
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出版者 | ||||||
出版者 | 信州大学経済学部 | |||||
引用 | ||||||
内容記述タイプ | Other | |||||
内容記述 | 信州大学経済学論集 62: 21-36(2011) | |||||
書誌情報 |
信州大学経済学論集 巻 62, p. 21-36, 発行日 2011-03-31 |
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抄録 | ||||||
内容記述タイプ | Abstract | |||||
内容記述 | 本稿では,近年,地域銀行がシステム共同化を推進している現状を紹介した上で,規模が小さく,県内貸出金シェアが低い地域銀行,特に地方銀行がシステム共同化に踏み切っていることを統計的に明らかにした。また,4つ以上の参加行が共同システムを稼働させている5つの共同システムを取り上げ,2008年3月期のデータに基づき,参加行における経費抑制効果とともに,貸出金利回りに与える影響について実証分析を行った。特に,共同システムによっては,経費抑制効果を通じて貸出金利回りが低く設定されるはずにもかかわらず,経費以外の要因として,むしろ貸出金利回りが高く設定される「システム共同化によるカルテル効果」が見られる場合があることを示した。 | |||||
資源タイプ(コンテンツの種類) | ||||||
内容記述タイプ | Other | |||||
内容記述 | Article | |||||
ISSN | ||||||
収録物識別子タイプ | ISSN | |||||
収録物識別子 | 0288-0466 | |||||
書誌レコードID | ||||||
収録物識別子タイプ | NCID | |||||
収録物識別子 | AN00121181 | |||||
出版タイプ | ||||||
出版タイプ | VoR | |||||
出版タイプResource | http://purl.org/coar/version/c_970fb48d4fbd8a85 |